How Big Is Citigroup? | Numbers Behind The Bank

Citigroup is a $2.66 trillion bank holding company with $85.2 billion in 2025 revenue and about 226,000 staff.

Citigroup is not just a card issuer or a bank branch brand. It is the parent company behind Citi, Citibank, trading desks, payment rails, wealth offices, corporate banking teams, and a large balance sheet built for cross-border money movement.

The cleanest answer is this: by assets, Citigroup sits in the trillion-dollar class. By reach, it works across nearly 160 countries and jurisdictions. By work done, it touches card spending, deposits, loans, investment banking, foreign exchange, trade finance, custody, and wealth accounts.

How Big Is Citigroup? In Real Numbers

At the end of 2025, Citigroup reported $2.657 trillion in total assets. That figure matters because bank size is usually measured by assets, not branches or ads. Assets include loans, trading assets, cash, investments, and other items on the company’s balance sheet.

Its deposits were $1.404 trillion, which shows the depth of customer and corporate cash held across the group. Citigroup also reported $732.98 billion in loans after allowances, giving it a large lending base across cards, mortgages, corporate credit, trade loans, and market financing.

Revenue gives a second view. Citi produced $85.225 billion in 2025 net revenues and $14.306 billion in net income. That means it is big by balance sheet size, but also by yearly earning power. The company’s own 2025 Annual Report lays out those figures in its selected financial data and segment tables.

Where Citigroup’s Size Comes From

Citi’s size is spread across five reportable businesses. Some are easy to see, like U.S. credit cards and retail banking. Others sit behind business activity most consumers never notice, such as treasury payments, securities services, currency trading, and financing for institutional clients.

That mix matters because Citigroup is not built like a plain branch bank. A smaller lender may depend on local deposits and mortgages. Citi has those pieces, but it also earns from global payments, market-making, investment banking fees, custody, and corporate cash management.

The Business Lines That Carry The Bank

Markets and Services were Citi’s two largest revenue sources in 2025. Markets brought in $21.970 billion, helped by fixed income and equity activity. Services brought in $21.256 billion through treasury, trade, payments, and securities services.

U.S. Personal Banking was close behind at $20.971 billion. That unit included cards, retail services, and consumer banking activity. Banking and Wealth were smaller by revenue, but they add depth: one connects companies to capital, and the other works with affluent clients and investment assets.

Citigroup Size Compared With U.S. Banks

Citigroup’s parent company is huge, but U.S. bank rankings often measure the main bank subsidiary instead. That is why you will see Citibank, N.A. in regulator tables, not always the full holding company.

In the Federal Reserve’s bank ranking for data as of December 31, 2025, Citibank, N.A. ranked third among U.S. domestically chartered commercial banks by consolidated assets. It listed $1.836 trillion in consolidated assets for Citibank, N.A., behind JPMorgan Chase Bank, N.A. and Bank of America, N.A.

That comparison is useful, but it needs care. Citibank, N.A. is a bank subsidiary. Citigroup Inc. is the holding company. The holding company figure is larger because it includes more than the bank subsidiary.

Why Branch Count Undersells Citi

Citi does not need the largest branch count to be large. Its strength is tied to money movement, trading, institutional relationships, cards, and global banking links. The Fed table showed 662 domestic branches and 108 foreign branches for Citibank, N.A. at the end of 2025. The asset rank tells a bigger story than the branch count.

That is why a person may see fewer Citi branches than Chase or Wells Fargo in many towns, yet Citi can still be one of the largest banking groups in the United States. Its size is less about storefronts and more about balance sheet reach.

Here is the broad size picture from Citi’s 2025 reporting.

Size Measure	2025 Figure	What It Tells You
Total Assets	$2.657 trillion	The full balance sheet across loans, trading assets, cash, and investments.
Total Deposits	$1.404 trillion	The customer and institutional cash base held across the group.
Loans, Net	$732.98 billion	Credit exposure across consumers, corporations, cards, mortgages, and trade.
Net Revenues	$85.225 billion	Yearly income from interest, fees, trading, cards, and banking activity.
Net Income	$14.306 billion	Profit after costs, credit losses, taxes, and other items.
Direct Staff	226,000	The workforce needed to run the bank across products and regions.
Countries And Jurisdictions	Nearly 160	The geographic reach behind Citi’s cross-border banking model.
Common Equity	$192.241 billion	The common shareholder capital base inside the company.

How Citi Makes Its Money

The revenue mix explains why Citigroup is so large. It earns from both everyday consumer activity and complex institutional work. Cards, deposits, loans, trading, cash management, advisory fees, and wealth products all feed the same parent company.

Markets was the largest 2025 segment by revenue. Services was next, and it is one of the clearest reasons Citi remains a global bank rather than a simple U.S. lender. Services helps clients move, hold, and manage cash and securities across borders.

Business Segment	2025 Revenue	Main Work
Markets	$21.970 billion	Fixed income, equities, financing, and trading activity.
Services	$21.256 billion	Treasury, trade, payments, custody, and securities services.
U.S. Personal Banking	$20.971 billion	Cards, retail banking, and consumer finance.
Wealth	$8.559 billion	Investment and banking services for affluent clients.
Banking	$8.215 billion	Investment banking, corporate lending, and commercial banking.

What The 2026 Start Says About Size

Citi’s latest 2026 snapshot showed the bank was still operating at enormous scale. In the first quarter of 2026, Citi reported $24.6 billion in revenue, $5.8 billion in net income, and a 12.7% CET1 capital ratio. Its 1Q 2026 at-a-glance sheet also showed year-over-year growth in assets, loans, and deposits.

Those early 2026 figures do not replace the full-year 2025 annual report, but they show momentum after the year closed. For a reader asking how big Citi is right now, the clean answer is that it remains a multi-trillion-dollar financial group with a vast deposit base, broad institutional reach, and a consumer card engine that still adds scale.

What Size Does Not Tell You

Big does not always mean simple. Citigroup has had to simplify parts of its business, sell some overseas consumer units, and improve its controls. Those moves are part of why the company’s size can shift from year to year.

Size also does not equal stock market value. Assets show how much sits on the balance sheet. Market value changes with share price and investor sentiment. For banks, both numbers matter, but they answer different questions.

The Plain Answer

Citigroup is one of the largest banking groups on earth by assets, deposits, revenue, staff, and cross-border reach. Its scale is best summed up this way:

• $2.657 trillion in total assets at the end of 2025.
• $1.404 trillion in deposits.
• $85.225 billion in 2025 net revenues.
• About 226,000 direct staff.
• Business in nearly 160 countries and jurisdictions.
• Citibank, N.A. ranked third among U.S. domestically chartered commercial banks by consolidated assets.

So, Citigroup is not just big. It is built across several layers: a giant balance sheet, a major U.S. bank subsidiary, a global payments and markets network, a large card business, and a workforce that runs one of the broadest banking platforms in finance.