Can Chase Points Transfer To Marriott? | Avoid Bad Transfers

Yes, you can move Ultimate Rewards to Marriott Bonvoy at a 1:1 rate, and transfers are one-way.

You’ve got Chase Ultimate Rewards points and a Marriott stay in mind. A transfer can turn those points into a free night, yet it also locks your points inside Marriott Bonvoy, where pricing can jump around by date and property.

Below you’ll get the rules, a simple value test, and a clean step list so you can transfer with confidence and skip the moves that feel good in the moment but sting later.

Can Chase Points Transfer To Marriott? What To Know Before You Click Transfer

Chase lets you send Ultimate Rewards points to Marriott Bonvoy as a travel partner. Marriott states the standard conversion is 1,000 Chase points to 1,000 Marriott points. You start the transfer inside your Ultimate Rewards dashboard, link your Marriott Bonvoy account, pick an amount, then confirm.

Once your points leave Chase, you can’t pull them back. Chase notes partner transfers often post by the next business day, yet some can take up to seven business days, so room pricing can change while you wait.

Transferring Chase Points To Marriott Bonvoy For Hotel Nights

The math is simple: 1 Chase point becomes 1 Marriott point. The value part is not. Marriott uses pricing that can shift a lot, so you want to price the stay first and treat the transfer like a currency swap.

A Fast Value Test You Can Run In Two Minutes

• Check the all-in cash total for your exact room and dates.
• Check the points total for the same room and dates in Bonvoy.
• Divide cash total by points total to get cents per Bonvoy point.
• Compare that result to your next-best use of Chase points.

If your cents-per-point math looks weak, paying cash and keeping flexible Chase points often feels better later.

Three Moments When A Transfer Can Be Worth It

• Topping off: You’re short for one award booking and transferring beats buying points.
• High cash nights: The all-in cash rate is painful and the points rate is steady.
• Bonus inside your account: If your Ultimate Rewards screen shows extra Bonvoy points per transfer, rerun the math with the bonus.

Three Moments When Holding Chase Points Is Safer

• No dates yet: You don’t know when or where you’ll stay.
• Cheap cash rate: The room is a bargain in dollars.
• You want options: You may pivot to flights or a different hotel chain.

Which Chase Cards Can Send Points To Travel Partners

Not each Chase points-earning card can transfer to hotel and airline partners on its own. Chase explains that Sapphire Reserve®, Sapphire Preferred®, and Ink Business Preferred® are the cards that allow transfers to travel partners. If you earn points on other Chase cards, you can often move those points into one of the eligible accounts first, then transfer to Marriott from there.

This “pool first, transfer once” habit also keeps your records cleaner. You make one transfer, you match one confirmation, and you avoid the stress of splitting a booking across multiple transfers.

Transfer Rules, Timing, And Checks That Prevent Mistakes

Use this checklist before you move points. It cuts down on mis-linked accounts and last-minute surprises.

Match Account Names

Make sure the name on your Chase profile matches the name on your Marriott Bonvoy profile. If you’ve got a nickname on one account, update it before linking.

Transfer Only What You’ll Book

Move the amount you need for the booking you’re ready to make. Keeping the rest in Chase leaves you options.

Use The Right Transfer Increment

Chase states that partner transfers are made in 1,000-point increments. If you’re short by a smaller number, try shifting the room type, the dates, or the property before you move extra points you won’t use.

Give Yourself Time

Chase notes many partner transfers post by the next business day, yet some can take up to seven business days. If your stay is soon, start early and keep a backup property picked out.

Treat The Confirmation Screen As Final

Transfers are one-way. Recheck the Bonvoy number and the points amount before you submit.

For official details, see Marriott’s help note on Chase Ultimate Rewards to Marriott Bonvoy transfers and Chase’s overview of transferring points with Ultimate Rewards.

Chase lists the cards that can transfer to travel partners in its walkthrough on how to transfer Ultimate Rewards points.

What Can Change The Value After You Transfer

Three things shift the outcome more than most people expect: the points price for your dates, the all-in cash total, and the rules tied to that rate. Use the checklist below to spot risks early.

Decision Point	What It Means	What To Do
Exact Dates Locked	Your trip dates are set.	Price the stay first, then transfer only what you need.
Cash Total Is Low	You can book cheaply in dollars.	Pay cash, keep Chase points for a stronger return.
Cash Total Is High	Demand pushes the price up.	Recheck cents per point; points can win on these nights.
Points Total Is High	Bonvoy wants a big points outlay.	Try new dates, nearby hotels, or pay cash.
You’re Short A Small Amount	You’re close to the award total.	Transfer the gap instead of draining your Chase balance.
Bonus Is Available	Your account shows extra Bonvoy points per transfer.	Redo the math with the bonus baked in.
Cancellation Rules Differ	One rate is flexible, the other is strict.	Pick the rate that matches your trip certainty.
Fees Still Apply	A property charges certain fees on award stays.	Read the booking summary before confirming.

Step-By-Step: How To Transfer Ultimate Rewards To Marriott

The labels can differ by device, yet the flow is the same.

1. Log in to Chase and open your card’s Ultimate Rewards area.
2. Find travel partner transfers and select Marriott Bonvoy.
3. Add your Bonvoy number if it’s your first transfer.
4. Enter the points amount you plan to book with right away.
5. Confirm after rechecking the loyalty number and amount.
6. Book as soon as points show in your Bonvoy account.

A Quick Number Check Before You Transfer

Run one more check with real numbers from your search. Let’s say your all-in cash total is $480 and the points total is 60,000 points. That math is $480 ÷ 60,000 = 0.008, or 0.8 cents per Bonvoy point.

Now ask one blunt question: would you trade 60,000 flexible Chase points for that stay, or pay $480 and keep your Chase points ready for another trip? If you’d feel annoyed doing the trade, that’s your signal to pause and price a different hotel or date.

A Booking Sequence That Cuts Down On Stress

• Step A: Find your points rate while logged in to Bonvoy, then open the rate details and cancellation terms.
• Step B: Take a screenshot of the points total and the cancellation deadline.
• Step C: Start the transfer from Chase, then refresh Bonvoy until the points arrive.
• Step D: Book right away, then save the email confirmation and the cancellation deadline in your calendar.

If Points Don’t Post When You Expect

Start by confirming the Bonvoy number on your Chase transfer screen matches your Marriott profile. If the transfer runs past the timing window Chase describes, call Chase customer service with the transfer confirmation details. If points show in Bonvoy but the booking screen still won’t let you redeem them, contact Marriott customer care for that property.

How To Stretch Bonvoy Points On Longer Stays

If you’re booking five consecutive nights on points, Marriott offers a built-in discount: “Stay for 5, Pay for 4.” Under this rule, one night is free when you redeem points for five consecutive nights under one reservation, and the discount applies automatically on eligible award pricing.

This matters for Chase-to-Marriott transfers because it can swing the math. A stay that looks mediocre on a single-night search can look a lot better once the five-night discount kicks in.

You can read Marriott’s own description of the “Stay for 5, Pay for 4” benefit to confirm the eligibility rules before you plan a longer award trip.

How To Use Bonvoy Points Once They Land

After the transfer posts, your goal is simple: spend points where they replace a big cash bill, or where they help you book the stay you want without overpaying in points.

Target Nights With Big Taxes

When a city adds heavy taxes to hotel bills, points can look better than the base rate suggests. Use the final checkout total for your math so you’re comparing real costs.

Watch For Price Swings Across Dates

If your schedule has wiggle room, try shifting check-in by a day or two. It can drop the points total enough to change your call.

Your Goal	Transfer To Bonvoy?	Quick Check
One specific award night is priced well	Often yes	Confirm points price and cancellation terms first.
Five-night award stay under one reservation	Often yes	Check if “Stay for 5, Pay for 4” reduces the points total.
Flexible trip with no hotel picked	Often no	Hold Chase points until the plan is firm.
You’re short 5k–20k points for a booking	Yes	Transfer only the gap.
Cash rate is low	No	Pay cash and keep points flexible.
Transfer bonus is available	Maybe	Redo cents-per-point math with the bonus.
You may need to switch to flights	No	Avoid locking points into one program too early.

A Simple Decision Script For Your Next Transfer

1. Pick the stay. Hotel, room type, dates.
2. Write down both prices. All-in cash total and points total.
3. Do the division. Cash total ÷ points total.
4. Transfer only what you’ll book. Then book right away.

If you follow that routine each time, you’ll avoid panic transfers and you’ll keep your Chase points working harder for the trips you actually take.